*****12/10/2013: Another quick update. Just got word from our Health Insurance Broker that since continuing our 2013 policy was not an option (killed by ObamaCare, according to Blue Shield of Calif.), the premium for the next closest thing available will cost nearly double our current rate, plus another $500 increase in our 4-figure deductible. As much as I hate to put the information out there publicly (because its nobodies business but ours), I will do it because the Obama administration claims folks like us don't exist (i.e., small group plans getting cancelled due to ObamaCare).
Here we go: we currently have Blue Shield's 2013 "PPO 1500" plan (named assumedly because it has a $1,500 per person deductible), which costs us $954 per month, which we consider a ton of money - basically, a good size mortgage payment in most parts of the country (but not California). The replacement plan for 2014 from Blue Shield will cost us approximately $1,780 per month with a $2,000 per person deductible - a good size mortgage even in California. This sucks!
Note that even at this late date, we are still awaiting other possible options from our Health Insurance Broker at Morris & Garritano, as there may be other options available. Stay tuned.
